Plan Descriptions

The DentaCert Dental Plan

The DentaCert Dental Plans are fully insured dental plans designed exclusively for National Way Healthcare Association members. There are three low cost insurance options to choose from allowing members to select the plan that best suits their needs and budget.

DentaCert Value Dental Plan pays preventive and diagnostic benefits once a year at no cost to the insured. The member can choose a contracted provider from one of the largest dental networks in the United States. Dental services for basic and major procedures will be reduced and re-priced based upon the contracted discount network schedule. These network savings can vary from 15% to 50%. There are no waiting periods and no limits on the number of times the network benefits can be used.

 

 
• Our Most Affordable Plan
• Guaranteed Issue
• No Participation Requirements
• No Waiting Period
• Preventive Paid 100%
• Diagnostic Paid 100%

 

Plan	Member	+ Spouse	+ Child(ren)	Family
Value Plan (Plan A)	$19.42 / month	$27.19 / month	$27.69 / month	$37.93 / month

 

DentaCert Enhanced Plan (Plan B)

The Enhanced Plan provides Preventive and Diagnostic benefits with a $10 office visit co-pay. Benefits are paid according to a schedule up to $1,000 per covered person per calendar year for Basic and Major dental procedures. The member can choose a dental provider of his/her choice or utilize in-network providers. If the covered person chooses an in-network dental provider his/her out-of-pocket costs can be substantially lower

Features

 

 
• Affordable Cost
• $1000 Maximum Per Year Per Person
• No Participation Requirements
• $10 Co-Pay Diagnostic
• $10 Co-Pay Preventive
• No Health Questions Asked

 

Plan	Member	+ Spouse	+ Child(ren)	Family
Enhanced Plan (Plan B)	$28.54 / month	$47.43 / month	$48.60 / month	$73.48 / month

 

DentaCert Premium Plan (Plan C)

The Premium Plan provides preventive and diagnostic benefits once a year with a $10 co-pay. Benefits are paid according to a schedule up to $1,500 per covered person per calendar year for Basic and Major dental procedures. Members can choose a dental provider of their choice or utilize our network of contracted providers. When a member chooses a dental provider within the network his/her out-of-pocket costs can be substantially lower. The Premium Plan also provides members with insured orthodontic benefits.

Features

 

 
• Affordable Cost
• $1500 Maximum Per Year Per Person
• No Participation Requirements
• $10 Co-Pay Diagnostic
• $10 Co-Pay Preventive
• No Health Questions Asked
• Orthodontic Benefit

 

Plan	Member	+ Spouse	+ Child(ren)	Family
Premium Plan (Plan C)	$38.79 / month	$67.95 / month	$69.75 / month	$108.15 / month