Compare Plans
Compare DentaCert Plans
|
Dental Procedures |
Value
Plan A |
Enhanced
Plan B |
Premium
Plan C |
|
Office Visit: |
(1) Office visit per year per
member.
(1) Comprehensive Oral Exam
(1) Consultation (Other treating doctor) |
No Co-pay
No Waiting Period |
$10 Co-pay
No Waiting Period |
$10 Co-pay
No Waiting Period |
|
Preventive: |
Plan pays one Annual Visit. Pays
for Oral
Exams, including Prophylaxis,
*Sealants/*Topical Fluoride.
*Sealants and
Fluoride subject to age restrictions |
No Cost
No Waiting Period |
Paid Per Schedule
No Waiting Period |
Paid Per Schedule
No Waiting Period |
|
Diagnostic: |
Bitewing X-Rays 1 per 12 months.
Full
mouth x-rays 1 per 36 month |
No Cost
No Waiting Period |
Paid Per Schedule
No Waiting Period |
Paid Per Schedule
No Waiting Period |
|
Basic: |
Simple Extractions Fillings,
Repairs have
no waiting period. Plan pays according to
schedule. |
No Waiting Period
Network Discounts
from 15%-50% |
Paid Per Schedule
No Waiting Period |
Paid Per Schedule
No Waiting Period |
|
Major: |
Periodontics,
Endodontics, Oral Surgery, Crowns, Dentures, Bridges, and Implants,
have a 6 month waiting period. Plan pays
according to schedule. |
No Waiting Period
Network Discounts
from 15%-50% |
6 Month
Waiting Period
Paid Per Schedule |
6 Month
Waiting Period
Paid Per Schedule |
|
Orthodontics: |
Insurance coverage available on
Plan C.
Network saving discounts are available on
Plan A, B and C. |
No Waiting Period
Network Discounts
from 15%-50% |
No Waiting Period
Network Discounts
from 15%-50% |
12 Month
Waiting Period
$500 Annual Max
$1,000 Lifetime Max |
|
Deductible: |
|
None |
Individual - $100 Lifetime
Family Limit - None |
Individual - $100 Lifetime
Family Limit - None |
|
Annual Maximum: |
Amount of insurance dollars paid
for
benefits per person per year. |
N/A |
$1,000 Max
per year per person |
$1,500 Max
per year per person |
>>> More
|
 
Insurance Benefit Underwritten by
Except as noted below, coverage is underwritten by Madison
National Life Insurance Company, Inc., a Wisconsin insurance
company. Madison National, rated A- (Excellent) by A.M. Best, is
a Member of the IHC Group. In New York and New Hampshire,
coverage is underwritten by Standard Security Life Insurance
Company of New York, also rated A- (Excellent), also a Member of
the IHC Group. Policy form MNL-ADEN-POL 0905 or SSL-ADEN-POL
0905.
The IHC Group has been providing life, health and stop-loss
insurance solutions for over 25 years.
|
